For example, an insurance company insures hundreds of a model of any given car, at the end of the year they will notice if there is a frequency in claims or a common issue with a car when they have had to pay out claims on it. We found that the Honda CR-V was the cheapest car to insure out of the 50 vehicles we considered, with an annual auto insurance cost of $2,346. Although the car doesn’t quite have the character of some competitors’, Hyundai’s smallest model offers practicality, value for money and more storage than other options in its class. You're already spending a lot of money when you decide to buy a new car, so learning ways you can save money on insurance costs may help save you hundreds of dollars a year. This means that, on average, drivers are saving about 26% on their car insurance by switching to a truck. Automatic air conditioning, Bluetooth connectivity, To understand a little about the top 10 least expensive cars to insure list, it helps to have an idea of the average cost of car insurance. Skoda’s Citigo is a nippy little runner ideally suited to town driving. There are a few engine options available, with the 0.9L offering the most pulling power but each powertrain delivers on economy. This means that if you do buy one of the least expensive cars to insure, you could save yourself hundreds of dollars a year because of the lower price of insurance.. and cheaper parts will cost less to insure accordingly. State Farm Mutual Automobile Insurance Company. 10. The car insurance company will look at safety ratings, the price of parts, anti-theft features, anti-collision features.. Here are some of options you may want to consider when purchasing your new car. Don't just stay with the same company you were with before, you never know who has the best rates for your new circumstance. However, what we can say is that the safer the car and the lower its theft rate, the cheaper the insurance premium is likely to be. Even the entry-level ‘Trend’ offering is kitted out with a heated windscreen, electronic stability programme and leather trim for the steering wheel and handbrake. Mila Araujo is a personal lines insurance broker and the director of personal insurance for Ogilvy Insurance. Looking for a great guide to the cheapest cars to insure? As new vehicle models become available and as providers adjust how they determine their premiums, they will go up or down for some models. Insurance Group: 1 – 8 (depending on model). These are the average premiums for full UK licence holders driving convertible cars with no additional drivers on their policy. We found the top 10 cheapest cars to insure, fully comp, for the under 25s. A recent facelift and bolder styling has given the car a We are open for business. We’re going to explain exactly why young drivers end up paying higher premiums, how it’s all calculated and which cars will be cheapest for you to insure. With this in mind, we’ve compiled a list of the cheapest cars to insure for young drivers. Priced from £12,820 for the basic ‘SE’ model, the i10 has a roomy cabin and ample boot space for its class too. The 5 Cheapest Cars to Insure 1. EverQuote analyzed annual premiums reported by our users who have vehicles from model years 2000 to 2012. alternative, just be aware that the only model qualifying for insurance group 1 is the basic ‘Take Up’ trim. are worked out in relation to a range of factors like new car values, Polo is appealingly upmarket with a quality finish, three-door ‘Trend’ model is priced from £16,640, £13,000, the Rio ‘1’ comes well kitted out, Sandero is a compelling choice if you’re looking for a cheap but cheerful roomy runner, The ultimate guide to personal car leasing, The ultimate guide to no deposit car leasing, Base model incompatible with Apple CarPlay and Brand new models with no data will be rated on what the insurer predicts may be the expected performance of the vehicle. The 1.5L diesel engine is among the most fuel efficient offered with the Fiesta, especially for long distance drivers. Luckily there are several studies that do the research every year to find the cars which cost the least in insurance to help you make a choice. In this article, we have selected 10 of the cheapest sports cars to insure and in our opinion these cars are among the fastest. See all cars in insurance group 1; As you budget and consider models for your next purchase, don’t forget to consider the insurance. powered front windows, auto wipers, seven airbags and ISOFIX child car seat If you’re planning to buy a car in the near future, opting for one of the cheapest cars to insure on the market could help to significantly reduce your motoring spend. Many people don’t realize that the type of car you drive has a big impact on your auto insurance cost.Before you purchase a new car, it helps to know which makes and models are the cheapest car to insure.It might make you think twice about buying a certain vehicle if you want cheap auto insurance.. A basic entry level ‘Active’ Yaris with a 1.0L bhp engine ticks all the boxes while sitting in car insurance group 2. All transactions are completed contact-free. It might not be surprising that the Subaru Outback and Honda CR-V are the cheapest models to insure. Insurance groups range from 1 to 12 for the top-of-the-range offerings, and running costs are impressive, too. Accessed April 8, 2020. Well, here are 10 of the most affordable 2019-model-year vehicles to insure. Basic ‘SE’ models fitted with the 1.0L MPI engine in either 64bhp or 74bhp will be cheapest to insure, falling within insurance group 1. For the most part, even though the comparison of rates was done over many companies and cars, it probably isn’t a coincidence that many of the cars in the top ten are family type cars with strong safety features and technology. Of the 10 cheapest cars to insure, 3 are minivans, 3 are crossovers, 2 are SUVs, 1 is a pickup and 1 is a sedan. Skoda’s Citigo is one of the cheapest cars to insure, falling within insurance group 1. But even if you can find the lowest insurance rates, you probably want to know which … To cover their own risk, insurers usually jack up the rates for expensive, luxury and high-performance cars. Both the base ‘SE’ and ‘SE Connect’ models feature a 1.0L petrol engine, while higher spec ‘Premium’ and ‘N Line’ trims add a couple of 1.2L alternatives. Before all the other factors come into play, of course. Handling, meanwhile, is both fun and responsive. Insure.com Names the Most and Least Expensive New Cars to Insure for 2019 Once again, Honda is ahead of the pack when it comes to cheapest cars to insure, this year It also comes with a reassuring five-year unlimited mileage warranty, annual health checks and roadside assistance. The cheapest car to insure in Ontario will change each year. It’s an unfortunate fact that cheaper car insurance premiums are the reward for years of driving experience. Ford’s KA+ offers decent comfort levels and a quiet drive, as well as being roomy enough to accommodate four adults without feeling cramped. Sporty and stylish, the Corsa has been in lists of the top five best-selling cars in the UK for well over a decade – and it’s not difficult to see why. Available in three trim levels (‘Pop’, ‘Easy’ and ‘Lounge’), the original city car comes with a 1.2L 69bhp engine, electric front windows, a CD player, Electronic Stability Programme and airbags. The lowest spec offering sits in insurance group 3 with higher spec variations climbing into group 7. Standard spec includes an immobiliser and lots of safety features, including an antilock braking system and electronic stabilisation control. Skoda’s Citigo is one of the cheapest cars to insure, falling within insurance group 1. Nerdwallet. The cheapest cars to insure are largely SUVs and midsize vehicles. Choosing the right car can help to slash your premiums, saving you serious cash. Cheap to insure cars. Rover Mini – £407.86. What Car?’s Small Car of the Year 2019 winner is priced from £15,875 for the base ‘SE’ offering. The cars we listed above are base don National Averages.